Entertainment & Event Insurance

Entertainment & Event Insurance

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Entertainment & Event Liability

Provision of Entertainment & Event insurance is available via a facility arranged by Coversure with a UK based underwriter which has a current S&P rating AA- (Stable) that trades as a UFI in Australia.

Coversure's specialist team has the expertise to provide insurance for the wide variety of risk profiles in the entertainment and event industry. We regularly insure exposures from promoters and producers, concerts to stage productions including lighting and staging companies, conference organisers and event managers.

Submissions require a minimum of:

  1. A signed and dated proposal.
  2. Risk management assessment for the business highlighting high, medium and low risks associated with the business and how there are resolved with documented reference to business operations manual, policies and procedures.
    1. Risk Management assessment should consider issues arising from WH&S, weather, regulatory compliance, Australian Standards compliance, staff training, emergency and evacuation protocols, access to first responders, crowd control (including domestic violence), drugs and alcohol.
  3. Evidence of an operational plan and processes documented from the risk management assessment
  4. Training schedules or other documentation to evidence implementation of risk management, operational plans together with other upskilling and compliance training of staff
  5. Evidence of operational compliance and maintenance with provision of completed examples of checklists and logs.
  6. 5 years documented claims history on an underwriters or TPA’s letterhead including paid and reserve amounts
  7. For any risk with a claim or notification it is imperative there is a clear demonstration on the steps that have been taken to avoid future similar losses. This process should be evident in the training or maintenance schedules and other documentation submitted for review.
  8. For outdoor events an adverse weather policy and procedure is essential

Our underwriter's experience enable them to understand your client's activities, processes and products, as well as the effect of their risk management procedures to tailor risk transfer solutions to the specific needs of their business.  We provide insurance for a wide variety of risks and exposures - from small community shows to large national stage shows and concert tours.  We provide policies for both annual or for short periods, all depending on the needs of your client.

Our Entertainment and Event Insurance products provide solutions for many activities including:

  • Community group events
  • Association fund raising
  • Conference managers and organisers
  • Festival organisers
  • Local and overseas artist tours
  • Musicians, Entertainers and Performers
  • Promoters and producers of:
    • live theatre
    • music tours
    • corporate events
    • speaking tours
  • Sound and lighting providers
  • Sports and event management companies
  • Venue proprietors
  • Entertainment management

Activities and events we insure include:

  • Art shows
  • Concerts
  • Conferences
  • Fashion shows
  • Festivals
  • Food and wine shows
  • Garden shows
  • Sporting events
  • Theatre productions
  • Live Theatre / Stage Shows / Opera
  • Fairs
  • Cultural events
  • Exhibitions / Displays
  • Product Launches
  • Trade Shows
  • Eisteddfods
  • Musicians, Entertainers and Performers
  • Record and Radio Industry
  • Organisers and Management Companies
  • Publicity and Marketing
  • Carnivals
  • Balls and Parties

Key Benefits

The Coversure policy provides the following benefits:

Broadform Liability Insurance


Limit of Liability up to $20,000,000

Care, Custody & Control


Standard Limit $50,000

Policy period includes

Location set up

Bump in & bump out

Short Period Events

Annual Policies.




Our claims are managed in Australian based claims settlement professionals and legal advisors.